/* ============================================================
   TradeCafe Theme – theme.css
   All UI styles. Fonts loaded via functions.php.
   ============================================================ */

:root {
  --green: #1b7a4a;
  --green-light: #e8f5ee;
  --green-mid: #2ea76a;
  --gold: #d4a017;
  --red: #c0392b;
  --dark: #0f1f14;
  --text: #1a2820;
  --muted: #5a7060;
  --border: #d8e8dd;
  --bg: #f7faf8;
  --white: #ffffff;
  --card-shadow: 0 2px 16px rgba(27,122,74,0.08);
  --radius: 12px;
  --radius-sm: 8px;
  --font-serif: 'Fraunces', Georgia, serif;
  --font-sans: 'DM Sans', system-ui, sans-serif;
  --ticker-h: 40px;
  --arn-h: 36px;
  --nav-h: 64px;
}

/* ── RESET ─────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html  { scroll-behavior: smooth; }
body  { font-family: var(--font-sans); color: var(--text); background: var(--bg); line-height: 1.6; overflow-x: hidden; }
a     { text-decoration: none; color: inherit; }
img   { max-width: 100%; display: block; border-radius: var(--radius-sm); }
ul    { list-style: none; }

/* ── ARN CREDENTIAL BAR ─────────────────────────────────────── */
.arn-bar {
  background: linear-gradient(90deg, #0a3d1f 0%, #0f5c2e 100%);
  height: var(--arn-h);
  display: flex; align-items: center; justify-content: center;
  padding: 0 24px;
  position: sticky; top: var(--ticker-h); z-index: 1000;
  border-bottom: 1px solid rgba(72,199,142,0.2);
}
.arn-inner    { max-width: 1200px; width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.arn-left     { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.arn-shield   { width: 22px; height: 22px; flex-shrink: 0; }
.arn-badge    { display: flex; align-items: center; gap: 8px; background: rgba(72,199,142,0.12); border: 1px solid rgba(72,199,142,0.3); border-radius: 6px; padding: 3px 10px 3px 8px; }
.arn-badge-label { font-size: 10px; font-weight: 700; color: #48c78e; text-transform: uppercase; letter-spacing: .08em; }
.arn-badge-val   { font-size: 13px; font-weight: 700; color: #fff; letter-spacing: .04em; }
.arn-sep      { width: 1px; height: 16px; background: rgba(255,255,255,0.15); }
.arn-name     { font-size: 12px; color: #9de3bf; font-weight: 500; }
.arn-name strong { color: #fff; }
.arn-amfi-tag { display: flex; align-items: center; gap: 6px; background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12); border-radius: 6px; padding: 3px 10px; font-size: 11px; color: #9de3bf; font-weight: 600; letter-spacing: .04em; }
.arn-amfi-tag span { color: #fff; }
.arn-right    { display: flex; align-items: center; gap: 6px; font-size: 11px; color: #5a9e72; }
.arn-verified-dot { width: 7px; height: 7px; background: #48c78e; border-radius: 50%; animation: pulse-dot 2s ease-in-out infinite; }
@keyframes pulse-dot { 0%,100% { opacity:1; transform:scale(1); } 50% { opacity:.5; transform:scale(1.3); } }

/* ── TICKER ─────────────────────────────────────────────────── */
.ticker-bar {
  background: var(--dark); color: #b8d4c0;
  height: var(--ticker-h); overflow: hidden;
  position: sticky; top: 0; z-index: 1001;
  display: flex; align-items: center;
}
.ticker-track { display: flex; gap: 48px; white-space: nowrap; animation: ticker 28s linear infinite; font-size: 12px; letter-spacing: .04em; font-weight: 500; }
.ticker-track:hover { animation-play-state: paused; }
.tick-item  { display: flex; gap: 8px; align-items: center; }
.tick-name  { color: #6db88a; font-weight: 600; }
.tick-val   { color: #fff; }
.tick-up    { color: #48c78e; }
.tick-dn    { color: #f87171; }
@keyframes ticker { 0% { transform:translateX(0) } 100% { transform:translateX(-50%) } }

/* ── NAVBAR ─────────────────────────────────────────────────── */
.navbar {
  background: var(--white);
  border-bottom: 2px solid var(--green);
  height: var(--nav-h);
  position: sticky; top: calc(var(--ticker-h) + var(--arn-h)); z-index: 999;
  display: flex; align-items: center; padding: 0 24px; gap: 24px;
  box-shadow: 0 2px 12px rgba(27,122,74,0.07);
}
.logo        { display: flex; flex-direction: column; line-height: 1.1; flex-shrink: 0; }
.logo-name   { font-family: var(--font-serif); font-size: 22px; font-weight: 700; color: var(--green); letter-spacing: -0.5px; }
.logo-tag    { font-size: 10px; color: var(--muted); letter-spacing: .04em; text-transform: uppercase; }
.nav-links   { display: flex; gap: 4px; flex: 1; justify-content: center; }
.nav-links a { padding: 8px 14px; border-radius: 8px; font-size: 14px; font-weight: 500; color: var(--text); transition: all .2s; }
.nav-links a:hover, .nav-links a.active { background: var(--green-light); color: var(--green); }
.nav-cta     { background: var(--green); color: #fff !important; padding: 9px 20px !important; border-radius: 8px; font-weight: 600 !important; font-size: 13px !important; flex-shrink: 0; transition: background .2s; }
.nav-cta:hover { background: var(--green-mid) !important; }

/* Dropdown nav item */
.nav-item.has-dropdown { position: relative; }
.nav-dropdown-toggle   { display: flex; align-items: center; gap: 4px; cursor: pointer; }
.nav-dropdown {
  display: none; position: absolute; top: calc(100% + 8px); left: 0;
  background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius);
  box-shadow: 0 12px 40px rgba(27,122,74,0.14); min-width: 360px; z-index: 1000; overflow: hidden;
}
.nav-item.has-dropdown:hover .nav-dropdown,
.nav-item.has-dropdown:focus-within .nav-dropdown { display: block; }
.nav-dropdown-topics { min-width: 220px; padding: 8px; }
.dropdown-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 0; padding: 12px; }
.dropdown-section { padding: 8px; }
.dropdown-section-label { font-size: 10px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .1em; margin-bottom: 8px; padding: 0 8px; }
.dropdown-item {
  display: flex; align-items: center; gap: 10px; padding: 10px 12px; border-radius: var(--radius-sm);
  transition: background .15s; cursor: pointer;
}
.dropdown-item:hover { background: var(--green-light); }
.dropdown-item .di-icon { font-size: 20px; flex-shrink: 0; }
.dropdown-item div strong { display: block; font-size: 13px; font-weight: 600; color: var(--dark); }
.dropdown-item div span  { display: block; font-size: 11px; color: var(--muted); margin-top: 1px; }
.dropdown-footer { border-top: 1px solid var(--border); padding: 10px 20px; }
.dropdown-footer a { font-size: 13px; font-weight: 600; color: var(--green); }
.dropdown-footer a:hover { text-decoration: underline; }

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; border: none; background: none; margin-left: auto; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--text); border-radius: 2px; transition: all .3s; }
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* Mobile menu */
.mobile-menu {
  display: none; position: fixed;
  top: calc(var(--ticker-h) + var(--arn-h) + var(--nav-h));
  left: 0; right: 0;
  background: var(--white); border-bottom: 2px solid var(--green);
  z-index: 998; padding: 16px 24px 24px;
  flex-direction: column; gap: 4px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.12);
  max-height: calc(100vh - var(--ticker-h) - var(--arn-h) - var(--nav-h));
  overflow-y: auto;
}
.mobile-menu.open { display: flex; }
.mobile-menu a { padding: 12px 16px; border-radius: 8px; font-size: 15px; font-weight: 500; color: var(--text); transition: background .2s; border-bottom: 1px solid var(--border); }
.mobile-menu a:last-child { border-bottom: none; }
.mobile-menu a:hover { background: var(--green-light); color: var(--green); }
.mobile-calc-group { border: 1.5px solid var(--border); border-radius: var(--radius); padding: 4px; margin: 4px 0; }
.mobile-group-label { display: block; font-size: 11px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .08em; padding: 8px 16px 4px; }
.mobile-sub-link { padding-left: 28px !important; font-size: 14px !important; border-bottom: 1px solid transparent !important; color: var(--muted) !important; }
.mobile-sub-link:hover { color: var(--green) !important; }

/* ── BREADCRUMB ─────────────────────────────────────────────── */
.breadcrumb-bar { background: var(--white); border-bottom: 1px solid var(--border); padding: 10px 24px; }
.breadcrumb { max-width: 1200px; margin: 0 auto; display: flex; align-items: center; gap: 6px; font-size: 13px; color: var(--muted); flex-wrap: wrap; }
.breadcrumb a { color: var(--green); font-weight: 500; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb .current { color: var(--text); font-weight: 500; }

/* ── LAYOUT ─────────────────────────────────────────────────── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section { padding: 72px 0; }
.bg-white { background: var(--white); }

/* ── HERO ────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--dark) 0%, #0d3320 50%, #1b7a4a 100%);
  padding: 80px 24px 100px; position: relative; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner  { max-width: 1200px; margin: 0 auto; position: relative; display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.hero-badge  { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2); padding: 6px 14px; border-radius: 20px; font-size: 12px; color: #7dd3a8; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 24px; }
.hero h1    { font-family: var(--font-serif); font-size: clamp(32px,4vw,52px); line-height: 1.15; color: #fff; margin-bottom: 20px; font-weight: 700; }
.hero h1 em { font-style: italic; color: #48c78e; }
.hero-sub   { font-size: 17px; color: #9bbfaa; line-height: 1.7; margin-bottom: 36px; max-width: 480px; }
.hero-btns  { display: flex; gap: 14px; flex-wrap: wrap; }
.btn-primary { background: var(--green-mid); color: #fff; padding: 14px 28px; border-radius: 10px; font-weight: 600; font-size: 15px; transition: all .2s; display: inline-flex; align-items: center; gap: 8px; border: none; cursor: pointer; font-family: var(--font-sans); }
.btn-primary:hover { background: #26c476; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(46,167,106,0.4); }
.btn-outline { background: rgba(255,255,255,0.08); color: #fff; padding: 14px 28px; border-radius: 10px; font-weight: 600; font-size: 15px; border: 1px solid rgba(255,255,255,0.2); transition: all .2s; display: inline-flex; align-items: center; gap: 8px; }
.btn-outline:hover { background: rgba(255,255,255,0.15); }
.hero-stats  { display: flex; gap: 32px; margin-top: 40px; flex-wrap: wrap; }
.stat-item   { text-align: center; }
.stat-num    { font-family: var(--font-serif); font-size: 28px; font-weight: 700; color: #48c78e; display: block; }
.stat-label  { font-size: 12px; color: #7a9e88; font-weight: 500; text-transform: uppercase; letter-spacing: .06em; }
.hero-widget { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.12); border-radius: 20px; padding: 32px; backdrop-filter: blur(12px); }
.hero-widget h3 { color: #fff; font-size: 16px; font-weight: 600; margin-bottom: 24px; }
.mini-calc label   { color: #9bbfaa; font-size: 13px; font-weight: 500; display: flex; justify-content: space-between; margin-bottom: 6px; margin-top: 16px; }
.mini-calc input[type=range] { width: 100%; accent-color: var(--green-mid); cursor: pointer; }
.mini-calc .val    { color: #48c78e; font-weight: 700; font-size: 15px; }
.result-box        { margin-top: 24px; background: rgba(72,199,142,0.1); border: 1px solid rgba(72,199,142,0.25); border-radius: 12px; padding: 20px; text-align: center; }
.result-box .corpus { font-family: var(--font-serif); font-size: 32px; font-weight: 700; color: #48c78e; }
.result-box .gain   { font-size: 13px; color: #7dd3a8; margin-top: 4px; }

/* ── CALCULATOR HUB (homepage) ──────────────────────────────── */
.calculator-hub { background: var(--white); }
.calc-hub-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.calc-hub-card {
  background: var(--bg);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 22px;
  text-align: center;
  transition: all .25s;
  cursor: pointer;
  position: relative;
  display: flex; flex-direction: column; align-items: center;
}
.calc-hub-card:hover { border-color: var(--green); transform: translateY(-4px); box-shadow: var(--card-shadow); background: var(--white); }
.calc-hub-icon  { font-size: 40px; margin-bottom: 14px; }
.calc-hub-card h3 { font-family: var(--font-serif); font-size: 18px; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.calc-hub-card p  { font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 16px; flex: 1; }
.calc-hub-cta   { display: inline-block; font-size: 13px; font-weight: 700; color: var(--green); }
.calc-hub-card:hover .calc-hub-cta { text-decoration: underline; }
.calc-hub-tag   { position: absolute; top: 12px; right: 12px; background: var(--gold); color: #fff; font-size: 10px; font-weight: 700; padding: 2px 8px; border-radius: 10px; text-transform: uppercase; letter-spacing: .06em; }

/* Archive page large cards */
.calc-hub-grid--large { grid-template-columns: repeat(2, 1fr); gap: 28px; }
.calc-hub-card--featured { padding: 36px 30px; text-align: left; align-items: flex-start; }
.calc-hub-card--featured .calc-hub-icon { font-size: 48px; }
.calc-hub-card--featured h2 { font-family: var(--font-serif); font-size: 24px; font-weight: 700; color: var(--dark); margin-bottom: 12px; }
.calc-features { list-style: none; margin: 12px 0 20px; display: flex; flex-direction: column; gap: 6px; }
.calc-features li { font-size: 13px; color: var(--muted); }

/* ── CATEGORIES ─────────────────────────────────────────────── */
.section-title  { font-family: var(--font-serif); font-size: clamp(26px,3vw,38px); font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.section-sub    { font-size: 16px; color: var(--muted); margin-bottom: 40px; }
.section-header { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 40px; flex-wrap: wrap; gap: 16px; }
.view-all       { font-size: 14px; font-weight: 600; color: var(--green); display: flex; align-items: center; gap: 4px; white-space: nowrap; }
.view-all:hover { text-decoration: underline; }
.cat-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(160px,1fr)); gap: 16px; }
.cat-card { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius); padding: 24px 18px; text-align: center; transition: all .25s; cursor: pointer; display: block; }
.cat-card:hover { border-color: var(--green); transform: translateY(-4px); box-shadow: var(--card-shadow); }
.cat-icon   { font-size: 32px; margin-bottom: 12px; display: block; }
.cat-name   { font-weight: 600; font-size: 14px; color: var(--text); display: block; margin-bottom: 4px; }
.cat-count  { font-size: 12px; color: var(--muted); }

/* ── ARTICLES ───────────────────────────────────────────────── */
.articles-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(320px,1fr)); gap: 28px; }
.article-card  { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: all .25s; display: flex; flex-direction: column; }
.article-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(27,122,74,0.12); border-color: var(--green); }
.article-thumb { aspect-ratio: 16/9; background: linear-gradient(135deg, var(--green-light) 0%, #d4ede0 100%); overflow: hidden; position: relative; }
.article-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; border-radius: 0; }
.article-card:hover .article-thumb img { transform: scale(1.04); }
.article-thumb-icon { width: 100%; height: 100%; display: flex; align-items: center; justify-content: center; font-size: 52px; }
.article-body   { padding: 20px; flex: 1; display: flex; flex-direction: column; }
.article-meta   { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; flex-wrap: wrap; }
.tag            { background: var(--green-light); color: var(--green); font-size: 11px; font-weight: 600; padding: 3px 10px; border-radius: 20px; text-transform: uppercase; letter-spacing: .04em; }
.article-date   { font-size: 12px; color: var(--muted); }
.article-read   { font-size: 12px; color: var(--muted); margin-left: auto; }
.article-title  { font-family: var(--font-serif); font-size: 18px; font-weight: 700; line-height: 1.35; color: var(--dark); margin-bottom: 10px; flex: 1; }
.article-title a { color: inherit; }
.article-title a:hover { color: var(--green); }
.article-excerpt { font-size: 14px; color: var(--muted); line-height: 1.65; margin-bottom: 16px; }
.read-more       { font-size: 13px; font-weight: 600; color: var(--green); display: inline-flex; align-items: center; gap: 4px; margin-top: auto; }
.read-more:hover { gap: 8px; }

/* ── CALCULATOR PAGE ────────────────────────────────────────── */
.calc-page-section { padding: 48px 0 80px; }
.calc-page-header  { display: flex; align-items: flex-start; gap: 20px; margin-bottom: 48px; }
.calc-page-icon    { font-size: 56px; flex-shrink: 0; line-height: 1; }
.calc-full-grid    { display: grid; grid-template-columns: 380px 1fr; gap: 40px; align-items: start; margin-bottom: 56px; }
.calc-input-panel  { background: var(--white); border: 1.5px solid var(--border); border-radius: 20px; padding: 36px; box-shadow: var(--card-shadow); }
.calc-input-panel h2 { font-family: var(--font-serif); font-size: 20px; color: var(--dark); margin-bottom: 28px; }
.calc-field        { margin-bottom: 24px; }
.calc-field label  { display: flex; justify-content: space-between; font-size: 13px; font-weight: 600; color: var(--muted); margin-bottom: 10px; }
.calc-val          { color: var(--green); font-weight: 700; font-size: 15px; }
.calc-field input[type=range] { width: 100%; height: 4px; accent-color: var(--green); cursor: pointer; border-radius: 2px; }
.calc-range-labels { display: flex; justify-content: space-between; font-size: 11px; color: var(--muted); margin-top: 4px; }
.calc-result-card  { background: linear-gradient(135deg, var(--dark), #0d3320); border-radius: 16px; padding: 28px; margin-top: 28px; }
.cr-row    { display: flex; justify-content: space-between; align-items: center; padding: 8px 0; }
.cr-label  { font-size: 13px; color: #6db88a; }
.cr-value  { font-size: 16px; font-weight: 700; color: #fff; }
.cr-gain   { color: #48c78e; }
.cr-corpus { font-family: var(--font-serif); font-size: 22px; color: #48c78e; }
.cr-total  { border-top: 1px solid rgba(255,255,255,.08); margin-top: 4px; }
.cr-divider { height: 1px; background: rgba(255,255,255,.08); margin: 8px 0; }
.progress-bar-wrap { height: 6px; background: rgba(255,255,255,0.1); border-radius: 3px; overflow: hidden; }
.progress-bar-fill { height: 100%; background: linear-gradient(90deg, #d4a017, #48c78e); border-radius: 3px; transition: width .4s ease; }
.calc-chart-panel  { background: var(--white); border: 1.5px solid var(--border); border-radius: 20px; padding: 28px; box-shadow: var(--card-shadow); }
.chart-tabs        { display: flex; gap: 8px; margin-bottom: 20px; flex-wrap: wrap; }
.chart-tab         { padding: 8px 16px; border-radius: 8px; font-size: 13px; font-weight: 600; border: 1.5px solid var(--border); background: transparent; color: var(--muted); cursor: pointer; transition: all .2s; font-family: var(--font-sans); }
.chart-tab.active  { background: var(--green); color: #fff; border-color: var(--green); }
.chart-wrap        { height: 320px; position: relative; }
.chart-wrap canvas { width: 100% !important; height: 100% !important; }
.calc-insight      { margin-top: 16px; padding: 12px 16px; background: var(--green-light); border-radius: var(--radius-sm); font-size: 13px; color: var(--text); line-height: 1.6; }
.calc-about        { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius); padding: 32px; }
.calc-about h2     { font-family: var(--font-serif); font-size: 22px; font-weight: 700; color: var(--dark); margin-bottom: 12px; }
.calc-about p      { font-size: 15px; color: var(--muted); line-height: 1.75; }
.calc-formula-box  { margin-top: 16px; padding: 16px 20px; background: #f0f7f3; border-left: 4px solid var(--green); border-radius: 0 var(--radius-sm) var(--radius-sm) 0; font-size: 14px; color: var(--dark); line-height: 1.7; }

/* Loan type tabs */
.loan-type-tabs { display: flex; gap: 10px; margin-bottom: 32px; flex-wrap: wrap; }
.loan-tab       { padding: 10px 20px; border-radius: 10px; font-size: 14px; font-weight: 600; border: 1.5px solid var(--border); background: var(--white); color: var(--muted); cursor: pointer; transition: all .2s; font-family: var(--font-sans); }
.loan-tab.active { background: var(--green); color: #fff; border-color: var(--green); }
.loan-tab:hover  { border-color: var(--green); color: var(--green); }

/* EMI specific */
.emi-result  { background: linear-gradient(135deg, var(--dark), #0d3320); }
.emi-monthly { text-align: center; padding-bottom: 16px; margin-bottom: 4px; }
.emi-label   { display: block; font-size: 12px; color: #6db88a; font-weight: 600; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 4px; }
.emi-value   { display: block; font-family: var(--font-serif); font-size: 44px; font-weight: 700; color: #48c78e; }

/* Amortization Table */
.calc-table-wrap   { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius); padding: 28px; margin-top: 40px; margin-bottom: 40px; }
.calc-table-wrap h2 { font-family: var(--font-serif); font-size: 20px; color: var(--dark); margin-bottom: 20px; }
.amort-table-scroll { overflow-x: auto; }
.amort-table        { width: 100%; border-collapse: collapse; font-size: 14px; }
.amort-table th     { background: var(--green); color: #fff; padding: 12px 16px; text-align: left; font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: .06em; }
.amort-table td     { padding: 10px 16px; border-bottom: 1px solid var(--border); color: var(--text); }
.amort-table tr:hover td { background: var(--green-light); }

/* Loan Tips */
.loan-tips-grid    { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; margin: 40px 0; }
.loan-tip-card     { background: var(--white); border: 1.5px solid var(--border); border-radius: var(--radius); padding: 24px; text-align: center; }
.lti               { font-size: 32px; margin-bottom: 12px; }
.loan-tip-card h3  { font-size: 15px; font-weight: 700; color: var(--dark); margin-bottom: 8px; }
.loan-tip-card p   { font-size: 13px; color: var(--muted); line-height: 1.65; }

/* ── ORIGINAL SIP CALC SECTION (homepage) ───────────────────── */
.calc-section { background: linear-gradient(135deg, var(--green-light) 0%, #d0ead9 100%); padding: 72px 0; }
.calc-grid    { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; max-width: 900px; margin: 0 auto; }
.calc-box     { background: var(--white); border-radius: 20px; padding: 36px; box-shadow: 0 8px 40px rgba(27,122,74,0.12); }
.calc-box h3  { font-family: var(--font-serif); font-size: 22px; color: var(--dark); margin-bottom: 28px; }
.calc-result  { background: linear-gradient(135deg, var(--dark), #0d3320); border-radius: 16px; padding: 32px; text-align: center; color: #fff; }
.result-label  { font-size: 13px; color: #6db88a; font-weight: 500; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 8px; }
.result-corpus { font-family: var(--font-serif); font-size: 44px; font-weight: 700; color: #48c78e; margin-bottom: 16px; }
.result-breakdown { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,0.1); }
.breakdown-item label { display: block; font-size: 11px; color: #6db88a; margin-bottom: 4px; text-transform: uppercase; }
.breakdown-item span  { display: block; font-size: 18px; font-weight: 700; color: #fff; }

/* ── NEWSLETTER ─────────────────────────────────────────────── */
.newsletter-section { background: var(--dark); padding: 72px 0; }
.newsletter-inner   { text-align: center; max-width: 560px; margin: 0 auto; }
.newsletter-inner h2 { font-family: var(--font-serif); font-size: 36px; color: #fff; margin-bottom: 12px; }
.newsletter-inner p  { color: #7a9e88; font-size: 16px; margin-bottom: 32px; }
.email-form          { display: flex; gap: 12px; }
.email-form input    { flex: 1; padding: 14px 18px; border-radius: 10px; border: 1.5px solid rgba(255,255,255,0.15); background: rgba(255,255,255,0.08); color: #fff; font-size: 14px; outline: none; font-family: var(--font-sans); }
.email-form input::placeholder { color: #5a7060; }
.email-form input:focus  { border-color: var(--green-mid); }
.email-form button       { padding: 14px 24px; background: var(--green-mid); color: #fff; border: none; border-radius: 10px; font-weight: 600; font-size: 14px; cursor: pointer; white-space: nowrap; font-family: var(--font-sans); transition: background .2s; }
.email-form button:hover { background: #26c476; }
.newsletter-note { font-size: 12px; color: #3d5c44; margin-top: 12px; }

/* ── FOOTER ─────────────────────────────────────────────────── */
.footer        { background: #0a1a10; padding: 64px 0 0; }
.footer-grid   { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 48px; border-bottom: 1px solid #1e3323; }
.footer-brand .logo-name { font-size: 26px; }
.footer-brand p  { color: #5a7a62; font-size: 14px; line-height: 1.7; margin: 16px 0 24px; max-width: 280px; }
.social-links    { display: flex; gap: 12px; }
.social-btn      { width: 38px; height: 38px; background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 16px; transition: all .2s; }
.social-btn:hover { background: var(--green); border-color: var(--green); }
.footer-col h4   { font-size: 13px; font-weight: 700; color: #6db88a; text-transform: uppercase; letter-spacing: .08em; margin-bottom: 16px; }
.footer-col ul   { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul a { color: #5a7a62; font-size: 14px; transition: color .2s; }
.footer-col ul a:hover { color: #48c78e; }
.footer-bottom   { padding: 20px 0; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; }
.footer-bottom p { color: #3d5c44; font-size: 13px; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { color: #3d5c44; font-size: 13px; transition: color .2s; }
.footer-bottom-links a:hover { color: #48c78e; }
.disclaimer-bar  { background: #060f09; padding: 16px 24px; }
.disclaimer-bar p { max-width: 1200px; margin: 0 auto; font-size: 12px; color: #2d4233; line-height: 1.6; }

/* ── MOBILE BOTTOM NAV ──────────────────────────────────────── */
.bottom-nav { display: none; position: fixed; bottom: 0; left: 0; right: 0; background: var(--white); border-top: 2px solid var(--border); z-index: 997; padding: 0 0 env(safe-area-inset-bottom,0); }
.bottom-nav-inner { display: grid; grid-template-columns: repeat(5,1fr); }
.bottom-nav a { display: flex; flex-direction: column; align-items: center; justify-content: center; padding: 10px 0; font-size: 10px; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .04em; gap: 4px; transition: color .2s; }
.bottom-nav a span.nav-icon { font-size: 18px; }
.bottom-nav a.active, .bottom-nav a:hover { color: var(--green); }

/* ── WIDGET SIDEBAR ─────────────────────────────────────────── */
.widget { margin-bottom: 28px; }
.widget-title { font-family: var(--font-serif); font-size: 16px; font-weight: 700; color: var(--dark); margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid var(--green); }

/* ── RESPONSIVE ─────────────────────────────────────────────── */
@media (max-width: 1200px) {
  .footer-grid { grid-template-columns: 1.5fr 1fr 1fr 1fr; }
}
@media (max-width: 1024px) {
  .footer-grid     { grid-template-columns: 1fr 1fr; }
  .hero-inner      { grid-template-columns: 1fr; gap: 48px; }
  .hero-widget     { max-width: 480px; }
  .calc-full-grid  { grid-template-columns: 1fr; }
  .loan-tips-grid  { grid-template-columns: repeat(2,1fr); }
  .calc-hub-grid   { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 768px) {
  :root { --ticker-h: 36px; --nav-h: 60px; --arn-h: 30px; }
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }
  .hero { padding: 56px 24px 72px; }
  .hero h1 { font-size: 30px; }
  .hero-sub { font-size: 15px; }
  .hero-stats { gap: 20px; }
  .stat-num { font-size: 22px; }
  .calc-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-brand p { max-width: 100%; }
  .articles-grid { grid-template-columns: 1fr; }
  .cat-grid { grid-template-columns: repeat(2,1fr); }
  .email-form { flex-direction: column; }
  .section { padding: 48px 0; }
  .bottom-nav { display: block; }
  body { padding-bottom: 64px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .arn-right, .arn-name, .arn-sep, .arn-amfi-tag { display: none; }
  .calc-hub-grid--large { grid-template-columns: 1fr; }
  .loan-type-tabs { gap: 6px; }
  .loan-tab { padding: 8px 14px; font-size: 13px; }
  .loan-tips-grid { grid-template-columns: 1fr; }
  .calc-page-header { flex-direction: column; }
}
@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .navbar { padding: 0 16px; }
  .hero { padding: 40px 16px 56px; }
  .hero-btns { flex-direction: column; }
  .btn-primary, .btn-outline { justify-content: center; }
  .calc-hub-grid { grid-template-columns: 1fr; }
  .chart-tabs { gap: 6px; }
  .chart-tab { padding: 7px 12px; font-size: 12px; }
}